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How to Apply for a Student Loan at the University of Oxford

How to Apply for a Student Loan at the University of Oxford

For UK (Home) Students

Oxford supports UK students through government-backed loans:

1. Undergraduate Students (Tuition & Maintenance Loans)

• Tuition Fee Loan: Covers full tuition, paid directly to Oxford.

• Maintenance Loan: Helps with living costs; amount depends on household income and where you study. 

• How to Apply:

• Apply via Student Finance England, Wales, Scotland, or Northern Ireland, depending on where you’re resident. 

• Oxford’s Government Support page provides guidance and contact details. 

2. Postgraduate Students (Master’s & Doctoral)

• Master’s Loan: Up to £12,858 (England) can help with tuition and living expenses; paid in three instalments over the academic year. 

• Doctoral Loan: Up to £30,301 available to doctoral candidates from England or Wales. 

• Apply via your regional student finance body (e.g., Student Finance England). Oxford provides detailed support information. 

3. Hardship Assistance (Oxford-Provided)

• Oxford Assistance Fund (OAF): For short-term help with living costs, typically available for UK-home students but may also support others in unforeseen circumstances—up to ~£3,000. 

For International Students (Non-UK)

Oxford does not offer UK government loans to most international students, but there are still some options:

1. US Federal Student Loans

• If you’re a US citizen, you may be eligible to borrow from federal US student loan programs (like Direct Subsidized/Unsubsidized and Parent PLUS).

• Loans vary by year and dependency status. 

2. Home Country Loans or Sponsorship

• Oxford encourages applicants to check for funding from their home governments or sponsor organizations. 

3. University and College Grants (For Hardship)

• Oxford Assistance Fund (OAF): International students in unexpected financial difficulty may apply for hardship awards, up to ~£8,000 in rare cases. 

• African Graduate Support Fund: Provides up to £2,000 for current graduate students from Africa.

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